Terms of Service

Welcome to The Debt Network ("Company", "we", "us", or "our"). These Terms of Service ("Terms") govern your use of our website www.thedebtnetwork.org (the "Site") and any tools, services, or resources provided through it (collectively, the "Services").

By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree, do not use our Site.

1. Use of Our Services

Our Services are intended to provide financial education, tools, and guidance. We do not guarantee financial outcomes and do not offer legal, tax, or investment advice. You agree to use our Services for personal, non-commercial purposes only and in accordance with applicable laws.

2. Eligibility

You must be at least 18 years old and a resident of the United States to use our Services. By using our Site, you represent that you meet these requirements.

3. Financial Disclaimers

The content on our Site, including calculators, estimates, and recommendations, is for informational purposes only. It should not be considered financial advice. Always consult with a licensed financial professional before making decisions.

Results from our debt payoff tools and savings estimators are not guarantees. They are based on assumptions and user input and are only intended to illustrate potential scenarios.

4. Privacy

Your privacy is important to us. Please review our [Privacy Policy] to understand how we collect, use, and protect your personal information.

5. User Conduct

You agree not to:

Use the Site for unlawful purposes;
Attempt to gain unauthorized access to our systems;
Post or transmit any false, misleading, or harmful content;
Use any automated system to extract data from our Site without written permission.

6. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of [Your Company Name] or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Limitation of Liability

To the fullest extent permitted by law, we disclaim all warranties, express or implied. We are not liable for any indirect, incidental, or consequential damages resulting from your use of the Site or Services.

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content or practices of these websites. Use them at your own risk.

9. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Effective Date." Continued use of the Site after such changes means you accept the new Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at:

The Debt Network
support@thedebtnetwork.org
888-888-8888